VA Mortgage Calculator
Real-time calculations · Funding fee · Amortization · Refinance compare · CSV & Print
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Save Scenario
Load
Loan Inputs
Enter loan details — calculations update as you type.
Purchase price / Loan amount
Interest rate (annual %)
Loan term (years)
Extra monthly payment (optional)
Property tax (annual)
Home insurance (annual)
PMI (annual %) — if any
Monthly HOA
VA Funding Fee
(editable defaults)
Purchase: First Use (2.3%)
Purchase: Subsequent Use (3.6%)
VA IRRRL (0.5%)
Custom...
Why?
Is this a purchase or refinance?
Purchase
Refinance
Income (monthly) — simple DTI hint
Recalculate
Reset
Refinance Compare
Export CSV
Print Schedule
Functionalities (quick)
Real-time monthly payment & totals
VA funding fee (editable) & effective loan
Extra payments & early payoff
Biweekly option & savings estimate
Amortization schedule (print/export)
Refinance comparison modal
Affordability hint (DTI-like)
Save / Load scenarios (localStorage)
Validation via SweetAlert2
CSV export & printable schedule
Results
Loan amount (after down payment)
—
Funding fee amount
—
Effective loan (loan + funding fee)
—
Monthly P&I payment
—
Estimated monthly taxes + insurance + HOA + PMI
—
Estimated total monthly (all-in)
—
Totals over loan life
Total Payments
—
Total Interest
—
Months to payoff
—
Biweekly option
Paying biweekly often reduces interest and shortens payoff.
Show Biweekly Summary
Amortization Schedule
(monthly)
#
Payment Date
Payment
Principal
Interest
Extra
Balance
Rows limited for performance; export/print full schedule.
Show First 100