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Present Value Calculator

Real-time present value calculations — lump sum, annuity, growing annuity, scenario comparison & export
Input Parameters
Change any field — calculation updates instantly.
Select whether you are discounting a one-time future amount or a series of payments.
₨
For annuity types, enter the periodic payment amount. For lump sum, enter the single future amount.
%
Annual nominal rate. Use frequency below to set compounding.
Total number of periods (years if compounding yearly).
How many compounding periods per year.
Utilities
Export, share, copy results and more.
Presets are saved in your browser's Local Storage. Use presets to quickly restore frequently used inputs.
Result
Present value (real-time)
Effective rate: —
Periodic rate: —
Present Value
₨ —
Type
—
Formula

            


            

              
            

          

        


        

          

            

              
Scenario Comparison

              
Compare multiple saved scenarios side-by-side.

            

            

              
            

          


          


          

            

              
                

                  #
                  Label
                  Type
                  Payment / FV
                  Rate
                  Periods
                  PV
                  
                

              
              
                
No scenarios yet — add one from Inputs.

              
            

          


        


        

          
Amortization / Discount Schedule

          
Shows discounting schedule for the current scenario (period-by-period PV contributions).


          

            

              
                
PeriodPayment / FVDiscount FactorPresent Value

              
              
                
No data yet.