CD Calculator
Real-time Certificate of Deposit calculator — compounding, contributions, tax, inflation, penalties and comparison.
Built for Vexax — single file, Bootstrap + SweetAlert2.
Primary CD Inputs
Scenario name
Principal (₨)
Annual Interest Rate (%)
Term — Years
Term — Months
Compounding Frequency
Annual (1)
Semi-annual (2)
Quarterly (4)
Monthly (12)
Daily (365)
Start Date
Periodic Contribution
₨
No contributions
Yearly
Monthly
Quarterly
contribution at period start
Contributions are added at the beginning of each period (configurable by selecting start date + frequency).
Tax Rate on Interest (%)
Inflation Rate (%)
Early Withdrawal Penalty (%)
Number formatting
Pakistan (en-IN)
US (en-US)
UK (en-GB)
Recalculate
Compare with another CD
Export Schedule (CSV)
Reset
Copy Summary
Compare: Primary vs Secondary CD
Enter secondary CD details to compare side-by-side. You can toggle this panel using the "Compare" button.
Secondary Rate (%)
Secondary Term (years)
Secondary Principal (₨)
Secondary Compounding
Monthly
Annual
Quarterly
Semi-annual
Daily
Run Comparison
Close
Utilities & Notes
All calculations are in local currency. Use the number formatting selector for display style.
Contributions are assumed to occur at the beginning of each contribution period.
Tax is applied to interest earned; penalty (if selected) reduces gross interest at maturity.
Download Summary (.txt)
Help
Summary & Results
Maturity Value
₨ 0
Total Interest Earned
₨ 0
Taxable Interest
₨ 0
Net after Tax & Penalty
₨ 0
Effective APY
0.00%
Maturity Date
—
Chart shows growth of principal + contributions and interest accumulation.
Schedule (period-level)
#
Date
Start Balance
Contribution
Interest
End Balance
Tip: Change any input — results update in real time. Use 'Export' to download CSV of schedule.